Personal Loan

A Cash Converters Personal Loan typically runs for a term of a few months up to a maximum of two years and can generally be approved within 24 hours.

A Cash Converters Personal Loan is an unsecured loan product, which means that, unlike a car loan it is not secured against the value of an item that you own. We individually assess your circumstances to ensure that the loan you receive suits your needs.

Rather than confusing interest rates, we take the time to explain exactly how much you’ll need to repay and when. And, as a responsible lender, Cash Converters won’t lend you more than you can afford to repay.

To apply for a Personal Loan click here

The Cash Converters Personal Finance team take the time to check your identity and assess your needs and circumstances in order to determine your eligibility for a loan. This means that Cash Converters can often provide a loan where other lenders will not.

Apply Now

Australian Credit Licence# 391415. Subject to lending criteria being met and your personal circumstances being assessed.

Warning About Borrowing

Do you really need a loan today? *

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems. Check your options before you borrow:

  • For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and Independent financial counsellor
  • Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan
  • If you are on government benefits, ask if you can receive an advance from Centrelink: Phone: 13 17 94
  • The Government's MoneySmart website shows you how small amount loans work and suggests other options that may help you.

* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.


Warning About Borrowing

Warning About Borrowing

Do you really need a loan today? *

It can be expensive to borrow small amounts of money and borrowing may not solve your money problems. Check your options before you borrow:


* This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009.